Student Credit Cards 2019: Student credit cards are in trend nowadays. The Credit system is very popular and there are multiple benefits of having a student credit card. It will not only help the college students in purchasing the items of their choice on credit but will also help them in making a good credit score. In the USA, most students have availed the credit card service just to make their credit payment history strong. This is because it is very helpful for getting a car loan or a home loan in the future, depending on this credit score.
Best Student Credit Cards 2019
1. Discover It Student Cashback
Discover It Student Cashback credit card is one of the best student credit cards of 2019. The reason is that the company provides a lot of benefits to the students and the offers seem to be attracting. Everyone loves getting cashback and other discount offers. Hence, you will get 5% cashback on a quarterly basis. Moreover, the instant 1% cashback will be generated on every transaction that you make using this credit. There is no annual maintenance fee on the student credit card and this makes it even better.
- Annual Fees: $0
- Regular APR: 15-24%
- Initial APR: 0% for 1st 6-month purchases
- Foreign transaction Charges: Nil
- Credit needed: Fair
2. Citi Rewards+ Student Card
The city is one of the popular companies which provides student credit cards. It is also loaded with a lot of cashback and discount offers which are typically Loved by the students. Citi Rewards+ Student Card is amazing because there is no APR for the first 7 months. After seven months, APR becomes variable and depends upon the purchases. Besides, the student credit card is very beneficial because if you can spend more than $500 in the first 3 months, you will get an additional 2500 points cash back at the months and.
- Annual Fees: $0
- Regular APR: 15-24%
- Initial APR: 0% for 1st 7-month purchases
- Foreign transaction Charges: 3%
- Credit needed: Good
3. Discover It College Chrome
this is another amazing student credit card and is mostly famous because of the cashback offers. The reward scheme seems to be lucrative. Users get flat 1% cashback on every purchase that they make. Additionally, if you are able to spend $1000 in a quarter, including the gas station and restaurant bills, you will get 2% cashback thereafter. There is also so special credit system of $20 for students having a GPA of 3.0 or higher.
- Annual Fees: $0
- Regular APR: 15-24%
- Initial APR: 0% for 1st 6-month purchases
- Foreign transaction Charges: Nil
- Credit needed: Fair
4. Journey Student Rewards from Capital One
This is another great credit card option for students. The reason is that it also gives similar cashback schemes. students will get flat one percent cash back on every purchase that they make using the credit card. However, there is additional cashback which can extend up to 1.25% if you make regular. If you make regular payments for 5 consecutive months, the credit line will also increase and it will add to the benefits. There are no charges on foreign transactions and it also has the introductory APR offer.
- Annual Fees: $0
- Regular APR: 15-24%
- Foreign transaction Charges: Nil
- Credit needed: Fair
5. Bank Of America Cash Reward Credit Card for Students
Bank of America is perhaps one place where most of the people want to open their account and get a credit card. It is one of the highest award train student credit cards. The reward system is based on the category on which you are spending the money. Spending money on restaurants and other places will fetch you 3% instant cashback. Moreover, you will get two percent cashback on grocery items. However, the APR is 0% for only 12 bills and that too within 60 days.
- Annual Fees: $0
- Regular APR: 15-24%
- Initial APR: 0% for 12 purchases
- Foreign transaction Charges: 3%
- Credit needed: Fair
